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Air bags

  • Air bags help save lives, but also can be dangerous to the elderly, to pregnant women and to small adults.
  • Elderly and pregnant women should move front seats back as far as possible.
  • Small adults should move the front seat back so that their breastbone is at least ten inches from the air bag cover.
  • California law requires all children under the age of six or less than 70 pounds to sit in the rear seat and wear a seat belt.
  • The law also requires infants to be placed in rear-facing car seats in the back seat.
  • If the air bag deploys, you must obtain a new one installed by an authorized dealer.

Car shopping

  • Safety features should be considered when buying a car, because they affect your insurance premium as well as your security and safety.
  • Features to think about include structural design, size and weight, restraint systems, anti-lock brakes, daytime running lights, injury risks, and crashworthiness.

Auto breakdown

  • Get your vehicle to a safe place to examine it.
  • If involved in an accident, motion the other driver to pull up to a safe spot.
  • Turn on your hazard warning lights. Place flares or triangles to mark your location and to give other drivers advance warning.
  • If you can’t drive your car, stay inside and wait for help or use a cell phone to summon help.

Cell phones

  • Several states have enacted laws that prohibit use of cell phones while driving. California has a similar law under consideration.
  • Wait until you arrive at your destination or pull over and stop at a safe place before beginning your cell phone conversation.

Bad weather driving

  • Seek shelter for you and your car instead of trying to drive through any kind of a storm.
  • Stay tuned for weather reports on long trips and change your planned route to avoid severe weather.
  • If you must drive, proceed slowly, use extra precaution, stay alert for increased dangers, and drive defensively.

Senior drivers

  • Drivers who are over 55 years old tend to drive less aggressively than younger drivers do and seniors seldom drive too fast.
  • Completion of a defensive driving class for seniors may qualify for a discount on insurance premiums.
  • Older drivers may have impaired vision or hearing and slower reaction time.
  • Common sense should be used to avoid dangerous situations.

Road rage

  • Do not challenge an aggressive driver.
  • Stay as far away from them as possible.
  • Consider noting their license plate number and reporting their behavior to police so they will not hurt themselves or others.

Accidents involving animals

  • Be attentive and alert when driving through animal crossing zones.
  • Slow down and sound your car horn to frighten away animals.
  • Brake firmly when an animal is spotted in or near your path.
  • Watch for other animals after one crosses the road.
  • If you hit an animal, do not try to move it. Notify police immediately.
  • Contact your insurance agent to report any damage to your car.

Auto theft/car jacking

  • Theft prevention:
    - Record the car VIN with paint or indelible marker under the hood and trunk lid and on the battery.
    - Keep your registration card in your wallet instead of in the glove box.
    - Leave personal property in the trunk so it cannot be observed.
    - Park your car in a locked garage.
    - Install a security device on the steering wheel or on the gear shift.
  • Theft reporting:
    - Notify police and your insurance agent immediately upon discovery.
    - Note the approximate time the car was stolen.
    - Provide year, make, and model of the vehicle.
    - Note the description of anyone observed loitering in the vicinity before the car was stolen.
    - Note the identity of any witnesses.
  • Carjacking dangers:
    - Lock windows and doors whether you are in or out of the car.
    - Park in well-lighted and/or attended areas.
    - Be alert to anyone loitering around or moving toward your parked car.
    - Avoid use of isolated pay phones, cash machines and newspaper dispensers.
    - If bumped by another car, stay inside with doors and windows locked and drive to the nearest police station.
    - Think first of saving your life.

Teenage drivers

  • Provide your teenage driver with a stable vehicle that offers good crash protection.
  • Avoid vehicles that are too small (less crash protection).
  • Avoid cars that encourage reckless driving (high performance sports cars).
  • Avoid vehicles that are over ten years old (because of their minimal safety designs).
  • It is best to set a good example of safe driving and to discuss dangers with your teenager.