Automobile Insurance Buyers Guide

Auto-Insurance Basics

• Why must I have auto-insurance?
• Does California law require auto insurance?
• What is automobile insurance?
• What is a basic auto insurance policy?
• What if I rent a car?
• What if I lease a car?
• What do cancellation and non-renewal mean?

Buying your Auto / Car Insurance?

• How do I choose an california car insurance company?
• Where can I buy auto insurance in california?
• What are some ways to get the best rate for car insurance?
• What kinds of car warranty insurance coverage do I need?
• How is the cost of my auto insurance policy determined?
• What information do I need to get a policy?
• What is required to insure my teenager?
• Do I need an umbrella liability policy?
• Does my car warranty insurance policy covers an accident in a rental car?
• What if I can't find coverage?

Filing an Auto Insurance Claim

• What should I do at the accident scene?
• How do I file an accident claim?
• What things affect my car value and repair costs?
• Do I have to use only certain kinds of repair parts?
• Will my premium increase in my auto-insurance if I file a claim?
• What are my filing rights?
• What if I have trouble settling a auto insurance claim?

Automobile Safety Tips

• Air bags.
• Car shopping.
• Auto breakdowns.
• Cell phones.
• Bad weather driving.
• Senior drivers.
• Road rage.
• Accidents involving animals.
• Auto theft/carjacking.
• Teenage drivers.